$7000/monthly to feed family of 5 including all mortgage/bills/debts. I am hardly saving on my 135k income.

Yep: tell him you drive Lexus RX 350.

I feel for you my friend. 135k is not a lot of money nowadays especially since it sounds like gross income. I am surprised you get paid 7k after taxes and retirement contributions and other charges.

Below 200k is hard to provide for a family of 4. So 5 will be even harder.

@chicagaon. do nepalese make 200K per year in USA? Even if 2 earn, it's a lot of money? The avg salary seems to be around 60-70-80?

I don’t know who makes what and the cost of living does not discriminate whether Nepali or non Nepali. All I am saying is below 200 k gross income for a family of 5 is tough in places like New York and with the rising inflation

Chicago is correct ! 200k just gives OK to good life for 4 people in the US. Add 50k for every added family on top.

If you earn less than than that your life is just like sramik in khadi muluk. Earn here go nepal ,convert in nepali rupees n enjoy

हिसाब किताब :

Logan , ta jasto kaam nai nagari , sasurali ley deko 1995 ko thotro gadi chadera hidne hali ho ra . 7 pusta byapari . Kaam nai nagari 10 barsa amrika ghumera khane paisa liyera aayeko chu .. chicagoan ley 200 k bhanda pagal jhandai behos bhako ..

बाउ को जार लोगन

He hantakaale praaibhet school gaako hun bhani cheerne ra chhaadne gari karaias jaatho 2005 ko Camry laai ajhai 1995 ko bhnaer marchha | hooin talaai hisaab kitaab bhaneko kun chariko naam ho bhanchhas jasto chha | feri praathamik school gaer gananaa sik .

tero baau badri prasaad daahaal aka prachanD ho bhane lyaaiis holaa ? tar kin colomibia hundai chhiris ta amerikaa ? visa napaaer hunu parchha ?
Hoin ta KaTTel kai naati hos , hajurabaaule sottar sohorna lagaaeko ajhai birsieko chhainas |

Tera bau visa lerai aako ho 2015 ko january ma.
Ta paagal chai paagal nai hosh tara Kasto paagal ra kun category ko paagal hosh bhanni kura ma bujhdai chhu.

jabaaf eutaalaai dieko chha arko[Disallowed String for - use not allowed] dwaangre bukna ra tokna aauchha

१३५K स्यालरी भनेको साधारण काम हैन। घण्टाको $83.88 !! भन्नुस् कती आम नेपालीले घण्टाको $80 भन्दा माथि कमाउछन ल। हर्क साम्पङले भनेको कुरा सही हो। ओभर १००K नेपालीले कमाउन्नन भनेको हैन, त्यहा पुग्ने मान्छेले यस्तो प्रश्न सोधेको चै इलजिकल नै छ, खैर अब फ्लेक्सिङ गरेको हो के हो, भगवान जानुन। अब सबै ५-५ जना तपाईंकै इनकममा डीपेन्डेन्ट त? ५ जनामा अरु कोही काम नगर्ने, घर बसी बसी खाने मात्र? कि श्वासनी बाहेक ३-३ जना टीन एजर बच्चा छन भन्नुभको?

I think the writer has 3 kids n his wife has to look after kids so he only bread earner. Its. It dfficult with that mo ey but noe enough to have a better life

I am barely saving anything with around 300k ( gross two person income ) even though I live in Texas . And also no car payments, we both drive little older cars which are paid off .

Not sure what we are doing wrong , but we do have some fair expense on child care and kids activities.

What a joke Meraj.

I may be ignorant in many areas, I don't deny. I am just writing some simple logic that I understand. I have never been to Texas, so I do not know how is the living cost and other expenses out there. The only thing I do sometimes is to check the minimum wage in different states. So this is what I found by simple googling.

That minimum wage thing is grossly misleading, specially for major metro area. Not denying the fact Texas is probably still cheaper for any things compared to other blue state and it’s tax free, but property tax are super high to cover lack of state tax. Housing is fairly expensive compared to what it used to be in area with decent schools.

I don’t think I am struggling and probably living decent life , but saving is some thing I am not able to do much of it. Saying that we do max contribution on 401k, so that’s around 50k per year of saving , I guess if market doesn’t screw us up. After that other cash saving are hard to come by for us. May be it’s on us to reevaluate how we spend money and correct some of our habits.

We also had almost 32k ( 16 k each, approx 1300/month/per kiddo) a year child care expenses for last several years , which is slowly coming down now.

KY
I bring home 7K after tax
My GF brings 2K after tax
Expenses- 1400

Well meraj,

बल्ल आज चै यसको हिसाब मिल्न गयो | नत्र २००५ को गाडि बेचेको कुरालाइ १९९५ मा यसको दिमाग अड्किएको अड्किएकै छ | गतिलै चिना हेर्न जान्यो किनकी धागो खोल्नेले ५ जनाको परिवार भनि सकेका छन् |
" I think the writer has 3 kids n his wife has to look after kids so he only bread earner. Its. It dfficult with that mo ey but noe enough to have a better life" यो मेरो अग्रेजी होईन है | प्राइभेट स्कुल जानेले लेखेको कपि पेस्ट गरेको मात्र हु |