$7000/monthly to feed family of 5 including all mortgage/bills/debts. I am hardly saving on my 135k income.

Your mortgage 2900 is your not expenses its your investement . Your doing good

My mortgage is 1950.

Many of us may not be able to give the answer your are looking for unless you itemize your $ 7000 monthly expenses. Do not forget which brand SUV you are riding ( don't say I have 4 door sedan which mean you do not know how to live American dream life) otherwise you will be labeled.
I could not stop thinking, how this dude come with monthly mortgage is $2,900 ? Must be a family practice/business
.
Sajha is a place where people come to brag as well drag therefore your are in right place. Welcome to Sajha.

this guy paying 1950 for a 4 bed house is deal breaking . im sure the house price has been doubled since he purchased. so he can sell his house in this hot hot seller market , rent for some time to crash the market buy a under construction house( price will be cheaper) and sell it again . if that is feasible .

logan, im assuming he has 4bed house because ,,,,,you know the answer already .

लोगने, तलाई गाली नगरौ भनेको फेरी पुरानै पारा देखाइस ? he is asking serious questions, where did you see brag n drag here? सकेको सुझाब दे न , त पनि अम्रिकामा येत्तिका बसिस , केहि न केहि त सिकिस होला पैसा बचाउने तरिका , जानेको कुरा भन न , केरा जस्तो साझा एस्तो , साझा उस्तो भनेर बिहान बिहान के रोइ कराई गरेको ? आफ्नो अनुभबको आधारमा " नया गाडी बेचेर थोत्रो चलाऊ, उभ्रेको पैसा लगानी गर " त भन्न सक्छस कम्तिमा .

i was spending way too much for my phone bills, until i realized mint mobile has a good coverage and 4 gb data pack for just 15 a month . with that saved money i bought a 20 year term life insurance worth 3 million . so if anything happens to me, family will get 3 million so that they don't have to suffer financially if im not there for them .

Are you his personal assistant too ( once you acted like you were my PA giving my daily schedules)? I was and am wondering where did you got that $2900 figure? May be it is your family business ( chinaa herne).

Yes, you are the smarty pant who is chirping like a parrot and creating thread after thread on my 2005 sold car ( SOLD CAR).

I feel like all doing better job on having fun, saving and investment.I am just here to see how your expenses to like compare to mine.

Itemized
Total debts -297000(Mortgage)
Mortgage-1950
Electricity-190
Internet-80
Phone-80
Car insurance-114
House insurance-80
Car payment-850
Credit cards-2000++(gas/ food/penny dime here in there)
Investment-700 to IRA

Rest don't know.....

i think u r doing pretty good on expenditure . what kind of car you drive for 850 or is it 2 cars

Yep: tell him you drive Lexus RX 350.

I feel for you my friend. 135k is not a lot of money nowadays especially since it sounds like gross income. I am surprised you get paid 7k after taxes and retirement contributions and other charges.

Below 200k is hard to provide for a family of 4. So 5 will be even harder.

@chicagaon. do nepalese make 200K per year in USA? Even if 2 earn, it's a lot of money? The avg salary seems to be around 60-70-80?

I don’t know who makes what and the cost of living does not discriminate whether Nepali or non Nepali. All I am saying is below 200 k gross income for a family of 5 is tough in places like New York and with the rising inflation

Chicago is correct ! 200k just gives OK to good life for 4 people in the US. Add 50k for every added family on top.

If you earn less than than that your life is just like sramik in khadi muluk. Earn here go nepal ,convert in nepali rupees n enjoy

हिसाब किताब :

Logan , ta jasto kaam nai nagari , sasurali ley deko 1995 ko thotro gadi chadera hidne hali ho ra . 7 pusta byapari . Kaam nai nagari 10 barsa amrika ghumera khane paisa liyera aayeko chu .. chicagoan ley 200 k bhanda pagal jhandai behos bhako ..

बाउ को जार लोगन

He hantakaale praaibhet school gaako hun bhani cheerne ra chhaadne gari karaias jaatho 2005 ko Camry laai ajhai 1995 ko bhnaer marchha | hooin talaai hisaab kitaab bhaneko kun chariko naam ho bhanchhas jasto chha | feri praathamik school gaer gananaa sik .

tero baau badri prasaad daahaal aka prachanD ho bhane lyaaiis holaa ? tar kin colomibia hundai chhiris ta amerikaa ? visa napaaer hunu parchha ?
Hoin ta KaTTel kai naati hos , hajurabaaule sottar sohorna lagaaeko ajhai birsieko chhainas |

Tera bau visa lerai aako ho 2015 ko january ma.
Ta paagal chai paagal nai hosh tara Kasto paagal ra kun category ko paagal hosh bhanni kura ma bujhdai chhu.

jabaaf eutaalaai dieko chha arko[Disallowed String for - use not allowed] dwaangre bukna ra tokna aauchha

१३५K स्यालरी भनेको साधारण काम हैन। घण्टाको $83.88 !! भन्नुस् कती आम नेपालीले घण्टाको $80 भन्दा माथि कमाउछन ल। हर्क साम्पङले भनेको कुरा सही हो। ओभर १००K नेपालीले कमाउन्नन भनेको हैन, त्यहा पुग्ने मान्छेले यस्तो प्रश्न सोधेको चै इलजिकल नै छ, खैर अब फ्लेक्सिङ गरेको हो के हो, भगवान जानुन। अब सबै ५-५ जना तपाईंकै इनकममा डीपेन्डेन्ट त? ५ जनामा अरु कोही काम नगर्ने, घर बसी बसी खाने मात्र? कि श्वासनी बाहेक ३-३ जना टीन एजर बच्चा छन भन्नुभको?