I rellay wish to have your kinda problem in my life!! i have nothing to add but congratulations for the success and early retirement. yes, those who bought property in 2009 10 are rally enjoying their wise decision in life . please wont worry and enjoy your early retirement to the fullest . to be happy dont look above whor r rich than you but look down . take myself as an example , almost 8 years in the US , about 5 years in full time job , still no green card , no house , no solid investment , no wife , no children no future plan , basically no major accomplishment that society deemed necessary . was able to save around 500K ( gross) within 5 years plus 2 years student life and around 85K send in nepal to reconstruct house . with my all savings of lifetime i am barely able to buy a liveable house in todays economy let alone retire in 15 years is a dream for me . when i see up people doing great in life and accomplishing the milestone and me not being to able to perform as society expected hurts me sometimes but most of time see below me like earning 20/hr or so makes me feel oh there are many people down me who dream to be where i am today . be happy where ever u r , have a vacation in nepal 6 months a year and rest 6 months travelling the world . as i asid i have no real answer to your problem but trust me I wish to have your kinda problem in life !

pandit, you not only managed to save 500k in 5 years, you also contributed 85k to help your family renovate your home in Nepal. I feel this is quite an achievement. Don't sell yourself short because most likely there are so many out there who have not been able to save a dime or had the opportunity or the willingness to help the family back home.

500k saving in 5 years ? Its only possible if you dont have family and dont pay rents . If you have family, you would probaby save half of it .

I've been here for 25 years. Haven't sent a penny. We'll not really sent couple thousands to friends as gifts.doing well career and financial wise. You guys are doing 1000 times better than me so my respect to you all.

$500K saved in 5 years? What else do you need ?

Thats only achievable if he had worked 16 hours  in gas station daily , lived with 8  other people in 2 bed room apt where he pays 100 as monthly rent, moved on buses daily and have consumed jhol bhaat only.
Did you do that haal haal pandit?

its actually not 5 years 5ook , its probably 7 years n so . covid time 2020-2023 was golden time for any IT professional that you know . the saving was because living below means and not having family . my expenses are mostly below 1500/month and i remember i was able to save upto 12k/ month for certain years but now its not possible . its hard to handle multiple job at same time plus no much remote job . because i had some serious problem in green card application and have lived in tps i was always aware that any day could be my last day in the US and i have to save as much as i cud . Once i hit 300K in bank i put it in savings and let go loose myself a bit . you guys say i save money but im loosing money because , unlike u guys i dnont have multiple house infact i dont have a single house not not much in investment . 500K is only what i have i earned in my entire life . only thing positive about me is i am still young, under 30 and positive mindset but its always not so easy to keep positive mind set but i try