Hey guys,

 

I am thinking about opening a saving account, that pays high APY. Do you guys have any thoughts/experience on which bank is better for this.

 

Thanks for your suggestion,

ING says i gotta be a US citizen or permanent resident which I am not yet. Does that matter? Thanks.

JUST GO TO ANY BANK OPEN A MONEY MARKET ACCT

Hi
I am neither US citizen nor PR but I have saving account in ING. but you need to have SSN. If you wanted to open the acount, I can invite you to open it. send me your email.

blue_moon,

Do i need a invitation to open the account? or u get some incentive by referring?

Thanks,

Try CapitalOne Money Market. Generally, they've better rates than ING Direct.

Yes or no
If you open the account with more than $250 you get $25 and I would get $10. It doesn't matter for that small amount but you don't need to be US citizen or PR if you are referred by someone. The rate is up and down frequently. When I opened it was 4.7% , today it is 3.65%.

blue_moon, could you please send me the invitation at

hitcooldude@gmail.com

thanks

hitcooldude,

Please note that there is a catch on it. CapitalOne compounds its interest on a daily basis whereas ING does it on a monthly basis. But, it's still upto you! GoodLuck!!

i need your first and last name

blue moon,

malai ing direct ko rates ramro lagyo. but i am confused about this linked accounts stuffs. khas ma traditional banking ma matrai deal garne bhaako le hola i am confused. is it safe to open a saving account with them?please suggest me. i wanna open an account with them.

As far as I know, It is safe. I know couple of my friends has been using for years, but I have started from this summer. I don't have too much money to save.

blue_moon, can you also send me the invitation? if yes i will email you the name and email. also no where in ING site i found u can open account without being US citizen or PR. how did u open it? cheers.

I was also invited by my friend. send me email

This is what ING site says "You must be a US citizen or permanent resident with a valid social security number."

My understanding is even if u r invited by friend, u still need to be US citizen or PR. Isn't that true, any experts here in sajha.

Thanks,

ING is better than any other banks right now. They have interest bearing checking account as well. Either open a money market account with local bank or if you prefer online banking, go with ING.

It is FDIC insured so I guess there isn't any problem.

if anyone needs ING direct invitation send me a private message with your email.

You will get $25 if u click on the invite i send u.. and u have to put atleast $500 ..

the best option i think is to open their Orange Savings Account.. the interest right now is like 3.7% approx...  that way you can link your current local bank account with ING online.. and you can transfer money between them with a click of a mouse (and its free).

so send me a Private message with your email if interested or just post it here.

-and after a few days, weeks/month for any reason u decide to remove all your money out.. .u can close the account and they will transfer the money to your local bank or mail u check.. . this should be free too..

so no risk guys. its fdic insured and the rates are one of the best for any banks and easy to use.

hitcooldude

put your money on BankOfAmerica online CD. It give you 5% APR.

The rate was 4.2 % when i opened it. It went down because of the stock market in USA. Hopefully It will go up very soon.

You can withdraw the money at any time you want. but in BOA CD you can't.