Paying 1000$/yr ? मैले कुरो नबुझेको पनि हुनसक्छ तर राम्रै schoolहरुले पनि accept गर्ने insurance $३००/yr भन्दा कममा fairly good coverageको insurance USमा नै पाईन्छ नि।
नेसनल लाइफ एन्ड जनरल insurance भन्ने थियो (छ?) नेपालमा....कम्पनी ले हो कि हो कि त्यसको staafले हो but त्यसले travellerको insurance त गर्छ, but that too is an agent of some insurance company here in US (with 1-800 number)...I knew about it some 4-5 yrs ago and the cost was terrible and anyone who understands "co-pay" would NEVER buy insurance with them.
"Coverage गोली मारो, कागज भए पुग्यो भन्ने हो भने, कम्प्युटरमा आँफै design and print ठोक्ने नि!! But I doubt it works for schools.
May be there are better and cheaper options now, but this was the one I bought years ago...it was around $110 a semester at that time.
http://www.travelinsure.com/what/susahigh.asp