i am studnet in usa .... i am tired of working .. i want to apply for student loan ............ any idea plz ??



my university fee is $7000 per semester .....



i have atleast 5 semester to go ..





only positive help  are appreciated 



thanks ! 

 you will need a sponsor with a GC or US citizenship.... 

Banks sometime give out loans without sponsors but only if you have excellent credit and good source of income!!

If you dont have a qualified sponsor, perhaps you can take a loan in Nepal... 

 By sponsor, I mean a co-signer.

Which is your school? There is a really low interest rate loan. You need a cosigner of course. Not available in all schools. Let me know if you want more detail. Anyone interested can write.

I have a question regarding this too...apart from the risk of the student not paying back the loan in time, in what other way(s) is the cosigner of the loan affected? What impact does being a cosigner have on a person's credit record?